Insurance Claims Proudly Serving the Houston Metro Area

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Insurance Claim Assistance in Katy, Texas

Helping Houston Metro Area Customers File Claims, Get Compensation, and Repair Their Roofs

Has your roof been damaged or destroyed by a storm or disaster that may be covered by your insurance policy? Onit Roofing is here to help! Our team has extensive experience working with insurance companies and can help you get the coverage you deserve. 

We understand how overwhelming and confusing it can be to deal with insurance providers, so our team will take care of documentation, communication, and more. You don’t have to worry about a thing - just let us do the work for you. From filing claims to helping you get the amount of coverage due from your policy, Onit Roofing is here to make sure that your rights and your property are protected and respected throughout the entire process. 

What is covered under my homeowner’s insurance policy for roof damage?

Coverage typically includes damage caused by storms, hail, wind, fire, and other "perils" specified in the policy. It usually does not cover wear and tear, neglect, or maintenance issues.

Always check your specific policy to determine your coverage type. Depending on your policy your coverage might be for the replacement cost value (RCV) of the roof or its actual cash value (ACV):

  • Replacement Cost Value: Pays to replace your roof without deducting for depreciation.
  • Actual Cash Value: Pays the depreciated value of the roof, which could be significantly less than the replacement cost.

How do I know if I need to file a claim?

Consulting with a roofing professional for an assessment can help determine the severity of the damage and if a claim is necessary. Hail and wind damage can be difficult to see from the ground. Small, minor damage (like a few missing shingles) might be less costly to repair out-of-pocket than your deductible. Take photos and videos of the affected areas to have clear evidence of the damage. Your insurance agent can provide guidance on whether filing a claim is advisable given your specific situation and policy details.

How long does it take to process a roof insurance claim?

The timeline can vary but generally it takes anywhere from several days to weeks for the insurance company to inspect the damage once a claim is filed. Depending on the complexity of the claim and the responsiveness of the insurance company the claim could be processed and approved within a few days. 

Can I get temporary repairs done while waiting for the claim to be processed?

Yes, most policies allow for emergency or temporary repairs to prevent further damage. Inform your insurance company about the damage and the temporary repairs you’ve made. Keep all receipts and documentation to submit for reimbursement.

5- Star Reviews

What Our Customers
Have to Say

Three Simple Steps to Recovery:

  1. Schedule a Free Inspection: We'll professionally inspect your home for wind and hail damage to present to your insurance.
  2. Let Us Handle the Rest: We’ll negotiate with your insurer and complete any work that’s required without you having to lift a finger!
  3. Enjoy Your New Roof: You just have to rest easy under a roof that you can trust to keep your family safe.

With one call to our insurance assistance team, you can check filing your claim off of your to-do list. Call us at (346) 201-4433 today to get started!

For Immediate Roofing Help, call (346) 201-4433

What Our Customers Say

WE've Performed Thousands of Roof Repairs & Replacements
  • Pleco Guy

    This company is beyond awesome! Finding Onit Roofing was without question a God Send. Honest, dependable, and very transparent person that doesn’t try to sell you something that you don’t need. This company is indeed a rare find. Thanks for such a great job and for being such an honest person Josh!

    - Satisfied Customer
  • Happy couple

    Can't say enough about Onit Roofing. Their expertise saved us from the threat of structural water damage. They showed up within hours to complete our roof maintenance too! They will educate you, and you will be left with real peace of mind about your home. No gimmicks, check their website for open & honest pricing - which had initially attracted us.

    - Lance S.
  • Middle aged man smiling

    Onit was Onit! They were on time, did great work, and were ultra-professional. My roof looks great and I didn't have to deal with any issues, whatsoever. If you want to have a job done correctly for a fair price, and done correctly (I emphasize that), give them a call.

    - Corey H.

Why Choose Onit Roofing?

Experience the Difference
  • 100% Satisfaction Guarantee
    We never leave you unhappy! We guarantee it.
  • Offering 100% Free Estimates
    We make it easy to get started with a completely free estimate!
  • Insured & Vetted Pros
    We make it easy for you to have confidence in the team you call.
  • Immediate, Same-Day Estimate
    Get a roofer out fast with same-day estimates.
There When you Need Us
Onit Roofing is here to help you with all your roofing needs. Our friendly, professional roofing contractors are proud to serve the Houston Metro area with top-quality roofing solutions.